This can include a comprehensive care plan, medication and other support.Ĭolorectal cancer screening: Covers tests to identify precancerous growths and other early signs of cancer. Preventative services: Flu shots, glaucoma tests and screenings for HIV and Hepatitis B and C and other types of services that detect early signs of illness are covered.Īcupuncture: Covers up to 12 acupuncture visits for eligible chronic low back pain.Ĭhemotherapy: Covers chemotherapy appointments in a doctor's office, freestanding clinic or hospital outpatient setting.Ĭhiropractic services: Covers treatment to your spine by a chiropractor.Ĭhronic care management: Covers treatment for chronic conditions (e.g., arthritis, diabetes). Purchasing Medicare Part B affords you coverage for several types of medical services, including (but not limited to):Īlcohol misuse screenings and counseling: Covers up to four face-to-face counseling sessions each year.Īmbulance services: Includes ground ambulance transportation to a hospital or other healthcare facility.īariatric surgery: Pays for gastric bypass surgery, laparoscopic banding surgery or some other type of procedure related to morbid obesity. Once you exhaust your lifetime reserve days, you are responsible for all costs previously covered under Medicare Part A. You have 60 lifetime reserve days over your lifetime, and Medicare will only cover your hospital costs (excluding coinsurance payments) when you have reserve days. Medicare Part A covers inpatient care in a hospital, hospice care, home health care and more.įor each day that exceeds 90 days, you will consume one lifetime reserve day. The coinsurance payments will apply when your hospital stay exceeds 60 days. Otherwise, Medicare will cost $499 if you've paid Medicare taxes for less than 30 quarters (7.5 years) or $274 if you've paid for 30 to 39 quarters.Ī $1,556 deductible - your out-of-pocket cost when receiving approved healthcare services - will apply for each benefit period and you will also be subject to coinsurance payments:ĭays 1-60: $0 coinsurance for each benefit periodĭays 61-90: $389 coinsurance per day of each benefit periodĭays 91 and beyond: $778 coinsurance per "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)Ī benefit period ends when you have not received inpatient hospital services for 60 days. If you've paid Medicare taxes for at least 40 quarters (10 years) then Medicare Part A is completely free. The premium for Medicare Part A in 2022 is free or can cost up to $499 depending on how long you've been paying Medicare taxes. Some home health care (e.g., physical therapy, occupational therapy services) Below are some common services that Part A can pay for: Medicare Coverage and Costs At-a-GlanceĢ0% of most covered services and equipmentĪlso called hospital insurance, Medicare Part A covers inpatient care in a hospital, hospice care, home health care and more. Medicare Part D pays for prescription drugs, including generic and brand-name drugs. Part C is a standalone health plan that offers Medicare coverage but is sold by private companies. The different parts of Medicare are Part A (hospital services), Part B (doctor services) and Part D (prescription drugs). What Are the Different Parts of Medicare?
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